Alex, here's your free IR35 result
26 July 2026 · direct B2B · paid monthly
Borderline — expert review
Outside IR35BorderlineInside IR35
Score scale: −100 = inside IR35 · +100 = outside IR35
Assessment confidence 94% · Score +91 / 100

Every score on this page runs from −100 to +100: −100 means strongly inside IR35, 0 is balanced (borderline), and +100 means strongly outside IR35. Confidence is a separate 0–100% measure of how reliable that score is.

Decision-support, not regulated advice. Nebula's IR35 check is AI-assisted decision-support — not regulated financial, tax or legal advice, and not a substitute for professional advice. No IR35 status determination (not even HMRC's CEST) is legally binding; status is ultimately decided on the facts of how you actually work. Nebula Finance Ltd is not authorised or regulated by the FCA, and is not your tax or legal advisor. Your IR35 status is yours to determine and act on — Nebula accepts no liability for any determination, decision or tax consequence arising from your use of this tool. Taking reasonable care over your status is your responsibility; for borderline or complex engagements, take advice from a qualified IR35 specialist before you rely on the result.

Factor-by-factor breakdown
Full report

Your free result is the verdict at the top. Want to see how you scored on each of the five things HMRC checks? That's in the full report.

Personal service & substitution
Control
Mutuality of obligation
Financial risk
In business on own account
Orion's reasoning

A peek at Orion's thinking. The full reasoning — factor by factor, in plain English — is in the paid report.

Personal service & substitution

Does the contract contain a written right of substitution?

Control

Who decides what work is done day-to-day?

Mutuality of obligation

Is the client obliged to offer further work beyond the current deliverable?

Financial risk

If work is defective, who pays to put it right?

In business on own account

Does the contractor have other paying clients in the same period?

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See exactly why — and get a signed SDS.

Your free result tells you where you stand. The full report shows you exactly why — Orion's complete reasoning on every factor — and lets you upload your contract so we can check the actual wording. You'll get specialist-ready draft wording fixes you can take to an adviser, and a signed status statement (SDS) you can hand to your client, agency or accountant.

  • The full reasoning, in plain English
  • Your real contract, checked clause by clause
  • Draft wording fixes you can take to a specialist
  • A signed SDS to download and share
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This free result is here to help you decide — it isn't legal advice. Run another check.